Surviving in NYC and LA as an artist takes creativity with money, not just art.
Living in big cities like New York and Los Angeles is no joke—especially if you’re an artist chasing your dreams on a shoestring budget. Between sky-high rent, pricey groceries, and the endless temptations of city life, it’s easy to wonder how so many artists manage to get by. Yet, every day, thousands of creatives hustle, scrimp, and conjure up financial miracles to keep their artistic passions alive.
The secret sauce lies in their resourcefulness and a bit of unconventional thinking. It’s not just about finding gigs and selling art; it’s also about embracing a lifestyle that allows every dollar to stretch. From clever housing solutions to bartering skills and leveraging community resources, artists in these cities have mastered the art of financial survival. If they can thrive in two of the most expensive cities in the world, there’s plenty we can learn from their money moves.
1. Share housing to cut down on rent costs.
One of the biggest hurdles for artists in NYC and LA is rent, which can devour a significant chunk of income, according to Artsy. Many artists solve this by sharing apartments or even rooms with others. Some take it a step further, finding creative housing arrangements like live-in gigs (such as house sitting or property managing) that offer reduced or free rent.
The key is flexibility. Artists often swap traditional leases for sublets, co-living spaces, or arrangements through artist networks that provide cheaper housing. These setups not only save money but also build connections within creative communities. Splitting rent and utilities with roommates reduces costs significantly, allowing more funds to be funneled toward art supplies, classes, or promotional opportunities.
2. Work flexible gigs that support artistic pursuits.
For many artists, traditional 9-to-5 jobs are off the table—they need flexible work that allows time for auditions, rehearsals, or creating art, as written by Kari Bentley of American Theatre. That’s why many take on gig economy jobs like dog walking, food delivery, and freelance work. Platforms like TaskRabbit, Uber, and Fiverr offer flexible schedules and quick cash.
Others find part-time jobs in creative environments, such as working at theaters, galleries, or music venues. These roles not only provide income but also offer networking opportunities and a chance to learn more about the industry. The goal is to find work that supports, rather than stifles, artistic ambitions.
3. Barter skills to save money on essentials.
Bartering might sound old-fashioned, but it’s a lifeline for many artists. Trading skills—like offering graphic design services in exchange for headshots or providing music lessons in return for studio time—keeps costs down and builds community connections.
Artists often find barter opportunities within creative circles or through local barter networks, as reported by Backwoods Home. It’s a win-win situation: both parties get what they need without spending cash. Plus, trading services can open doors to collaborations and future paid gigs. It’s a savvy way to meet needs while staying focused on creative goals.
4. Take advantage of free and low-cost city resources.
Both NYC and LA offer a surprising amount of free and low-cost resources for residents. Public libraries provide not only books but also free workshops, Wi-Fi, and sometimes access to creative software. Parks and recreation departments often host free classes, performances, and art exhibits.
Many organizations and nonprofits also offer grants, fellowships, and artist residencies that provide financial support and workspaces. Keeping an eye on local bulletins, social media groups, and community boards can lead to amazing opportunities that save money and boost an artist’s career.
5. Cook at home to avoid high food costs.
Eating out in NYC or LA can drain your wallet fast, so many artists become masters of home-cooked meals. Budget-friendly staples like pasta, rice, beans, and fresh produce from local markets can create meals for just a few dollars.
Meal prepping helps reduce impulse buys and the temptation of pricey takeout. Some artists even organize meal-sharing groups with friends, where each person cooks a big batch of something and swaps portions. This approach keeps costs low, reduces food waste, and makes the dining experience more social.
6. Find inspiration and supplies for free.
Art supplies and inspiration don’t always have to come with a price tag. Many artists scour thrift stores, flea markets, and even the sidewalks for free or cheap materials. In NYC, “stooping” (picking up furniture and items left on curbs) is practically a sport, and in LA, garage sales can be treasure troves for creative finds.
Nature and public spaces also provide free inspiration and materials. Sketching in parks, using found objects in mixed media art, or taking photos of the city’s ever-changing murals are all ways to create without spending a dime. For writers and musicians, public spaces often offer free performance opportunities that can lead to exposure and paid gigs.
7. Network within the artist community for support.
Building a network of fellow artists isn’t just good for inspiration—it can also help financially. Many artists share tips on affordable living, collaborate on projects, and support each other through difficult financial times. Artist collectives often share resources, including studio spaces, equipment, and even gigs.
Collaborating with other artists can lead to shared opportunities and reduce costs. Splitting expenses for materials, sharing booths at art fairs, or joining group exhibitions can lower barriers to showcasing work. Plus, having a support system helps during slow seasons or when the financial outlook feels uncertain.
8. Use public transportation or alternative methods to save on travel.
Owning a car in NYC is often unnecessary and expensive, while in LA, public transportation and ridesharing can save money. Many artists rely on subways, buses, and bikes to get around, cutting down on costs like gas, insurance, and parking fees.
Some artists get creative with their commutes—using travel time to sketch, write, or brainstorm ideas. Walking or biking isn’t just economical but can also be a source of inspiration. Plus, taking public transit or walking helps artists stay connected with the vibrant city life that fuels their creativity.
9. Apply for grants and artist residencies to cover costs.
While not guaranteed income, grants and artist residencies can provide significant financial relief. Many organizations, both national and local, offer funding to support creative projects, cover living expenses, or provide free workspaces.
Researching and applying for grants takes time, but a well-written proposal can open doors to new opportunities. Artist residencies often provide housing, studio space, and stipends, allowing artists to focus fully on their work without financial distractions. These programs can be transformative, providing both financial support and valuable career development.
10. Embrace minimalism to reduce living costs.
Many artists adopt a minimalist lifestyle, focusing on what they truly need and cutting out excess expenses. This approach helps reduce costs on rent, utilities, and day-to-day living. By prioritizing experiences and creative pursuits over material goods, artists find more financial freedom.
Minimalism also means being intentional with purchases—investing in quality items when needed but avoiding impulse buys. Many artists live by the “one in, one out” rule to keep their spaces manageable and costs low. Living simply not only saves money but also creates a calm, clutter-free environment that can enhance creativity.
Surviving as an artist in NYC or LA requires hustle, heart, and a knack for making magic with limited resources. These strategies prove that with creativity and resilience, it’s possible to thrive artistically while keeping finances in check.