mags completed Archives

10 Ways the AI Boom Could Pave the Way for Universal Basic Income in America

April 3, 2025 by Riley Clendenin

ai’s rapid growth could change how we view income.

The rise of artificial intelligence isn’t just changing how we work; it’s challenging the very concept of work itself. As automation replaces jobs once thought to be secure, many are questioning how society will adapt. Universal Basic Income (UBI) has emerged as a potential solution, offering a safety net as technology continues to evolve.

While some view UBI as a radical idea, its appeal grows as AI advances. The question isn’t just about job loss; it’s about how to create a society where everyone benefits from technological progress. Exploring how the AI boom could pave the way for UBI offers insight into how we might navigate the future of work.

Love and Money Drains—11 Addictive Habits Young Men Don’t Realize Are Costing Them

April 2, 2025 by Riley Clendenin

love and money drains are often hidden in plain sight.

Young men often don’t realize that some of their daily habits are slowly draining their finances and affecting their well-being. Love and money are tricky subjects—they can feel like they go hand in hand, especially when bad habits sneak into relationships and spending. Many habits that seem harmless at first have long-term consequences on both your bank account and your emotional state.

It’s easy to get caught up in a cycle of indulgence without noticing the impact until it’s too late. Whether it’s the time spent on impulsive decisions or emotional expenses tied to relationships, young men often don’t realize how these actions add up. Here are 11 common habits that might be costing you more than you think, affecting both your financial health and personal happiness.

No Buy 2025—11 Ways TikTok’s Viral Trend Can Save You Money and the Planet

April 2, 2025 by Riley Clendenin

spending less isn’t about deprivation—it’s about taking back control.

TikTok’s “No Buy” movement isn’t just a passing trend—it’s a low-key rebellion against impulsive spending, fast fashion hauls, and endless Amazon packages. It’s the quiet voice saying, “I actually don’t need more stuff to feel good.” The idea is simple: set limits on what you buy for a set time, whether that’s a week, a month, or all of 2025. No Buy challenges aren’t about punishment—they’re about clarity. And surprisingly, they can make you feel rich in ways your credit card never could.

The cool part? This isn’t just about saving money (though you will). It’s also about reducing waste, cutting out emotional spending, and finding satisfaction in what you already own. If you’ve ever felt drained by your bank account and your closet at the same time, this challenge might be the refresh you need. Here’s how 11 small decisions can lead to major impact for both your wallet and the world around you.

Want a 750+ Credit Score? Boost Your Credit Fast by Following 10 Simple Rules

April 2, 2025 by Riley Clendenin

boosting your credit score doesn’t have to feel impossible.

Improving your credit score can seem overwhelming, especially when it feels like one small mistake can haunt you for years. But building a strong credit profile doesn’t have to be a mystery. By focusing on a few simple habits, you can boost your score faster than you might expect.

A good credit score isn’t just about bragging rights; it opens doors to better loan rates, credit card perks, and even job opportunities. If you’ve been wondering how to push your score into the 750+ club, these 10 rules can help you get there without overcomplicating the process.

Worried About a Recession? These 10 Bond ETFs Are Built for Tough Times

April 1, 2025 by James Clendenin

Recession jitters don’t scare smart investors who hedge with the right bonds.

When the economy starts looking shaky, you don’t want all your money riding the stock market rollercoaster. That’s where bond ETFs come in—they’re like the financial equivalent of grabbing an umbrella before a storm. You won’t stop the rain, but you won’t get soaked either. The best part? You don’t have to be a bond market genius to protect yourself. These funds are built for regular people who want stability without getting fancy.

Whether you’re looking for a cash-like parking spot, a hedge against inflation, or a longer-term play for falling interest rates, there’s a bond ETF that fits. Some are ultra-safe and steady, while others swing a little more but reward you when rates drop. If recession talk is stressing you out, these 10 bond ETFs are your best bet for keeping calm, collecting yield, and riding out the storm with your financial sanity intact.

13 Surprising Ways Self-Confidence Can Make You Richer and More Attractive

April 1, 2025 by Riley Clendenin

self-confidence is the hidden key to wealth and attraction.

Confidence isn’t just about feeling good; it changes the way you approach life. When you believe in yourself, you take bigger risks, speak up in important moments, and make better financial choices. Many people underestimate how much self-confidence affects their ability to build wealth and create meaningful relationships.

Confidence influences the way others perceive you, but more importantly, it shapes the way you perceive yourself. When you operate from a place of self-assurance, you’re more likely to see opportunities instead of obstacles. Here are 13 surprising ways self-confidence can make you richer and more attractive.

Ditch the Hoodie—13 Style Moves That Help Young Men Get Hired and Ahead

April 1, 2025 by James Clendenin

Dressing sharp doesn’t mean selling out—it means showing up like you belong in the room.

People say not to judge a book by its cover, but hiring managers absolutely do. First impressions aren’t just about your resume or what you say in an interview—they’re also about how you show up visually. And if your go-to look still screams “college hangout,” you might be closing doors before you even speak. Good news is, you don’t need a closet full of expensive suits to look the part. Just a few strategic upgrades can change how people see—and treat—you.

Style is really just non-verbal communication. It’s your shortcut to being seen as someone who’s reliable, capable, and intentional. The goal isn’t to dress like a corporate clone—it’s to align how you present yourself with where you want to go. These 13 style moves are simple, affordable, and designed to help you stand out in the best way.

Killing Me Softly (with Spreadsheets)—13 Ways to Take Your Brain Back at Work

April 1, 2025 by Riley Clendenin

being productive doesn’t mean becoming a numb robot in a cubicle.

Work is supposed to challenge you, not slowly drain every creative and emotional spark from your life. But for a lot of people, that’s exactly what’s happening. Hours disappear inside color-coded spreadsheets, endless meetings, and mindless busywork that offers zero stimulation. It’s not burnout in the dramatic sense—it’s more like brain fog that never clears. You’re showing up, but not really there. And the longer it goes on, the harder it is to remember what your brain even liked doing in the first place.

The good news is, you can start reclaiming your mental space without quitting your job or lighting your laptop on fire. Small shifts in how you work, think, and structure your day can make a huge difference. These 13 tips aren’t productivity hacks—they’re sanity strategies. If work has been feeling like a slow fade into gray, this list might just snap your brain back into color.