About Us

We’re James and Riley—a father-son duo on a mission to help you take control of your finances, make smarter money decisions, and build a life that truly makes you happy.

This site started as a simple idea: combining Riley’s passion for breaking down personal finance into actionable steps with James’s decades of real-world wisdom and practical know-how. Together, we’re here to prove that no matter where you are in your financial journey, it’s never too late—or too early—to make meaningful changes.

Riley has spent years diving deep into the world of budgeting, saving, and investment strategies. He’s an avid fan of finance legends like Robert Kiyosaki, Dave Ramsey, and Ramit Sethi, drawing inspiration from their philosophies and blending them into his own unique approach. On the flip side, James brings a wealth of life experience, offering insights on everything from avoiding financial pitfalls to making intentional, values-driven decisions.

At HappyWallet.co, we want to keep things real. We’ve both faced our share of money challenges—from paying off debt to rethinking how we save and spend—and we know firsthand how overwhelming it can all feel. That’s why we’re passionate about breaking things down into simple, practical advice anyone can apply to their life.

Think of us as your financial co-pilots, here to guide you through everything from creating your first budget to navigating investments and planning for the future. Whether you’re looking to save for your dream home, crush debt, or simply get a better handle on your day-to-day spending, we’ve got your back.

So, grab a cup of coffee (or your favorite drink), and let’s figure this money thing out together. At HappyWallet.co, we’re all about making personal finance approachable, actionable, and even a little fun. Because when your wallet’s happy, your life gets a whole lot brighter.

Let’s do this,

Riley & James

What You’ll Learn on HappyWallet.co

HappyWallet.co is designed to be your trusted partner on your financial journey. Here are some of the key topics you’ll explore:

1. Budgeting Hacks That Actually Work

Discover creative ways to save money, stick to a budget, and make the most of every dollar without feeling deprived.

2. Smart Saving Strategies

Learn how to build an emergency fund, save for big goals, and grow your savings with small, consistent steps.

3. Understanding Investments

Demystify investing with beginner-friendly guides on stocks, index funds, and other investment vehicles to grow your wealth over time.

4. Mastering Debt Management

Get tips on tackling student loans, credit card debt, and other financial obligations without feeling overwhelmed.

5. Creating Multiple Income Streams

Explore ways to increase your income through side hustles, passive income opportunities, and entrepreneurial ventures.

6. Living Frugally Without Sacrificing Joy

Find the balance between saving money and enjoying life, so you can reach your goals without feeling like you’re missing out.

7. Financial Tools and Resources

Discover apps, books, and other resources that can help simplify and streamline your financial management.

8. Planning for the Future

From retirement savings to long-term financial planning, learn how to set yourself up for a secure and stress-free future.

HappyWallet.co is more than just a website; it’s a community for people who are ready to take charge of their financial lives. My goal is to provide you with the knowledge and confidence you need to create a life where your money works for you, not the other way around.

No matter where you’re starting from, you have the power to improve your financial situation and achieve your goals. I’m thrilled to have you here and can’t wait to see how your Happy Wallet journey unfolds.