James Clendenin

James Clendenin, a seasoned entrepreneur and financial guide, brings decades of real-world experience to HappyWallet.co, where he writes alongside his son, Riley Clendenin. As a senior who has navigated the ups and downs of building businesses and managing finances, James understands the importance of cultivating a strong Financial IQ at every stage of life. His journey began with a passion for entrepreneurship, but over the years, he realized that true success lies not just in earning money but in managing and multiplying it wisely. Through thoughtful articles and practical insights, James shares his hard-earned wisdom with Millennials and Gen Z, offering guidance on everything from smart investing to building financial resilience.

Some Religious Groups are Pushing for Psychedelics As a Divine Pathway

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Some faiths see psychedelics as spiritual shortcuts to transcendence.

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In recent years, certain religious groups have started framing substances like psilocybin, ayahuasca, and peyote as pathways to divine connection. According to Double Blind, clergy and congregations are blending ancient sacramental traditions with modern psychedelic understanding. This year the Gaia Church in Spokane, WA, became one of the first churches in America to receive a DEA exemption.

These shifts reflect deeper questions about ritual, meaning, and how we experience the numinous. For believers, the medicine isn’t just a chemical—it’s a doorway, and faith is at a turning point.

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10 Affordable U.S. Cities With Retirement Living Comparable to Southeast Asia

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Explore affordable U.S. cities that offer retirement lifestyles akin to Southeast Asia’s benefits.

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Finding the right place to retire often means balancing cost, climate, and community. Several U.S. cities now provide affordable living options that rival the relaxed, vibrant retirement lifestyle commonly associated with Southeast Asia. These locations combine reasonable housing costs, accessible healthcare, and engaging amenities, offering retirees a comfortable and fulfilling environment without leaving the country.

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8 of the Most Expensive Countries to Live in Latin America

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Discover which Latin American countries have the highest living expenses and why they stand out.

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Living costs vary widely across Latin America, influenced by factors like housing, food, transportation, and economic stability. Some countries present notably higher expenses, especially in their urban centers, reflecting stronger currencies and developed infrastructure. Understanding these variations helps travelers and potential residents make informed decisions about where to live or visit, balancing lifestyle needs with financial realities.

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12 Surprising Kitchen Gadgets From the Past That Are Valuable

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Explore how vintage kitchen gadgets have become prized collectibles over time.

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Vintage kitchen gadgets tell stories of culinary history and craftsmanship, often blending function with charm. These retro tools, once essential in everyday cooking, have gained value as collectibles due to their rarity, design, and condition. Understanding which items hold true worth requires knowledge of their origins and how well they have been preserved over the years, making the hunt both practical and fascinating.

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9 Childhood Toys That Can Fetch Thousands on the Resale Market

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Discover which childhood toys hold value and how to identify key factors impacting resale prices.

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Growing up with toys many of us now regard as collectibles, it’s fascinating to see how some of these childhood favorites have gained substantial value over time. From Barbie dolls to vintage video games, understanding what makes certain toys worth thousands requires attention to brand, rarity, condition, and original packaging. This guide sheds light on how to recognize and preserve valuable childhood toys for resale success.

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9 Scenarios Where Buying a Home Could Hurt Your Financial Health

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Understanding when purchasing a home may create financial strain or unexpected expenses is essential.

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Buying a home is often seen as a smart investment, but certain situations can harm your financial health instead. Overlooking critical factors like income stability, debt levels, or hidden costs can lead to financial stress. Recognizing these scenarios helps you make informed choices, ensuring your home purchase supports long-term stability rather than creating burdens.

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8 Tactics Corporations Use to Pass Higher Costs on to Consumers

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Explore common strategies companies use to transfer increased costs onto consumers subtly and effectively.

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Corporations often face rising costs from supply chain disruptions, inflation, or production expenses. To protect profits, they adopt various tactics that shift these higher costs onto consumers, not always through straightforward price hikes. Understanding these methods—ranging from hidden fees to product downsizing—helps consumers recognize and respond to cost pass-throughs more knowledgeably, as highlighted by expert sources like the OECD and Federal Reserve.

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7 Unexpected Benefits of Retiring in Alaska

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Discover how Alaska offers retirees unique advantages beyond its rugged reputation and remote location.

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Retiring in Alaska may seem unconventional, yet it presents a variety of unexpected benefits that enhance quality of life. From stunning natural landscapes and a welcoming community to affordable living costs and abundant outdoor activities, Alaska provides a distinctive environment for retirement. Understanding these advantages can help retirees appreciate why the Last Frontier is more accessible and rewarding than many might assume.

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