Investing Archives - Page 3 of 5

Old School vs. New Rules—10 Reasons Boomers Reject Pro-Bitcoin Advice

July 7, 2025 by Riley Clendenin

They’re not anti-tech—they just know when something smells off.

Plenty of boomers are tech-savvy and financially literate, but mention crypto to them—especially coming out of the mouth of a financial advisor—and the vibe shifts instantly. It’s not always skepticism about the technology itself. Many just have finely tuned BS detectors after decades of navigating fads, frauds, and overhyped trends. And when someone in a suit starts mixing retirement planning with blockchain buzzwords, a lot of boomers hit the brakes.

It’s not just about avoiding risk. Boomers have seen bubbles burst before—housing, dot-com, you name it—and they know when someone’s pushing too hard for something that doesn’t quite pass the sniff test. Add in confusing jargon, unrealistic promises, and advisors who act more like influencers than fiduciaries, and it’s no wonder older investors start backing away. These aren’t just minor red flags—they’re warning signs rooted in life experience.

Meme Stocks vs. Mutual Funds – 10 Peculiar Differences Between Gen Z and Millennial Investing

June 26, 2025 by Riley Clendenin

One scroll is all it takes to see how differently these two generations play the money game.

There’s a strange tension in the investing world—part generational, part philosophical. Millennials grew up watching the 2008 crash decimate their parents’ wealth and shape their own financial caution. Gen Z, on the other hand, has entered the market through TikTok tutorials and meme-fueled chaos, armed with a Reddit thread and zero fear of volatility. These differences aren’t just cosmetic. They reflect deeper shifts in how each group sees risk, legacy, and financial freedom.

Millennials often lean into long-term security, cautiously trusting the slow grind of mutual funds. Gen Z wants fast results, transparent control, and a hint of rebellion baked into every trade. While one side checks expense ratios, the other checks Discord. It’s not that one is smarter or more reckless—they’re just reacting to different economic traumas and technological realities. So if you’re wondering why your nephew is all in on Dogecoin while your coworker just rebalanced her Roth IRA, this list will clear up the confusion. Here are 10 peculiar ways Gen Z and Millennials split when it comes to investing—and why it says more about their worldviews than their wallets.

7 Key Differences Between Owning Bitcoin (BTC) and Bitcoin Cash (BCH)

June 18, 2025 by Riley Clendenin

One wants to store your wealth, the other wants to replace your wallet.

At first glance, Bitcoin (BTC) and Bitcoin Cash (BCH) seem like two versions of the same idea—decentralized digital money born from the same blockchain roots. But beneath the surface, they’ve taken very different paths. BTC has become the poster child for long-term crypto investing, while BCH leans into practical, everyday spending. Understanding where they differ isn’t just about nerding out on tech specs—it’s about knowing which one actually fits your goals.

If you’re thinking about holding, using, or even just exploring the crypto space, knowing how BTC and BCH compare can save you from making a costly mistake. They may sound alike and share a similar origin, but these coins operate under different philosophies, serve different users, and offer different advantages. These seven differences explain why picking one over the other depends on what you care about most: security, speed, ideology, or cold hard utility.

11 Rookie Mistakes in the Stock Market That Can Teach You To Be Rich

June 11, 2025 by Riley Clendenin

Losing money early can teach you everything you need to build wealth later.

No one walks into the stock market knowing exactly what they’re doing. Some people get lucky, sure, but most new investors will make a few expensive mistakes before they ever figure out what works. And while losing money stings, those early blunders often teach the kinds of lessons you’ll never forget. In fact, the people who get burned early—if they stick with it—tend to become the savviest investors down the road.

Learning how to build real wealth doesn’t come from watching others succeed. It comes from figuring out what not to do and adjusting fast. These rookie errors aren’t just common—they’re practically a rite of passage. But each one has something valuable to teach. Spotting these red flags now can help you grow faster, stay in longer, and maybe even retire earlier than the ones who thought they were too smart to learn the hard way.

10 Ways Investment Strategies Are Different for Gen Z Vs Millennials

June 9, 2025 by Riley Clendenin

The rules of investing aren’t one-size-fits-all—Gen Z is rewriting the playbook Millennials used.

Every generation steps into the world of investing with a different economy, technology, and set of challenges waiting for them. Millennials came of age in the aftermath of the 2008 financial crash, while Gen Z is navigating inflation, rising costs, AI-driven job shifts, and entirely new financial tools that didn’t exist a decade ago. As a result, Gen Z approaches money, risk, and wealth building very differently than their slightly older Millennial counterparts.

These shifts aren’t just about age—they’re about how quickly the landscape has changed. With new platforms, different priorities, and a much more volatile economy, Gen Z is crafting a completely separate set of investment habits. Here are 10 big ways investing strategies are playing out differently for Gen Z versus Millennials.

Why Work Hard? 12 Micro-Investing Tricks for the Shamelessly Lazy

June 9, 2025 by Riley Clendenin

Growing your money doesn’t have to mean working harder—it just means working smarter with tiny moves that add up.

A lot of people assume building wealth requires grinding 60-hour weeks, mastering the stock market, or starting the next unicorn startup. But honestly, some of the smartest money moves happen quietly, automatically, and with barely any effort at all. That’s the beauty of micro-investing—tiny, consistent contributions that quietly snowball while you go about your life.

You don’t need to be a finance expert, nor do you need to sacrifice your weekends reading investment reports. These micro-investing tricks are perfect for anyone who’s a little lazy, a bit distracted, or just wants their money to grow in the background without obsessing over every market shift. Here are 12 ridiculously simple ways to let your money work while you relax.

11 Greedy Wolves of Wall Street That Crashed and Burned Spectacularly

June 5, 2025 by Riley Clendenin

Wall Street made them rich fast—but greed made them fall even faster.

Wall Street has always been a magnet for big personalities chasing even bigger money. Some played smart, built steady empires, and cashed out quietly. But others couldn’t help themselves. They pushed too hard, cut corners, or simply believed their own hype until everything came crashing down. When greed takes the wheel, even the most brilliant financial minds can destroy billions—sometimes overnight—and leave investors, employees, and entire markets scrambling in the aftermath.

These 11 fallen stars didn’t just lose their own fortunes. They tanked companies, wiped out retirement accounts, and rewrote the rules for how much one person’s ambition can wreck an entire financial system. Their stories aren’t just about bad luck. They’re cautionary tales of what happens when risk turns into recklessness and winning at all costs finally backfires.

Outsmart Wall Street—8 Sensible Investing ideas for Newbies

April 18, 2025 by James Clendenin

You don’t need a finance degree to make smart moves with your money.

Wall Street has always made investing feel like an exclusive club. Complicated jargon, suit-and-tie gatekeepers, and endless charts have scared off plenty of beginners before they’ve even bought their first stock. But things are shifting. New platforms, bold ideas, and smarter access to information have leveled the playing field. You no longer have to wait until you’re “rich enough” or “ready enough” to start investing—you just need a strategy that doesn’t overwhelm or bore you to death.

Today’s new investors aren’t trying to beat the market in one wild swing. They’re playing smarter and more creatively. They’re looking for investments that reflect their values, work with their lifestyle, and help them build freedom—not just wealth. You don’t need to be perfect, but you do need to start thinking differently. If you’re ready to step into investing without turning into someone you’re not, here are some beginner-friendly ideas to help you outsmart Wall Street and grow something that’s actually yours.