Saving money at home doesn’t mean giving up your creature comforts.
If you’re tired of watching your hard-earned cash slip through your fingers every month, it’s time to get creative at home. The good news? You don’t have to turn your life upside down or embrace extreme frugality to save a solid $200 a month. Small, smart changes can make a big difference—and they won’t leave you shivering in the dark or eating instant noodles every night. These 11 simple home hacks will not only help you trim your budget but also keep your home cozy and comfortable. Check them out, and start putting that extra cash toward something you actually enjoy.
1. Lower your water heater temperature to save on energy bills.
Most water heaters are set to a scorching 140°F by default, but lowering it to 120°F can save you up to 10% on your energy bill, according to CNET. That’s a quick win you can bank on month after month. You’ll still have plenty of hot water for showers and laundry—without the added cost. Plus, it reduces the risk of scalding, which is a nice safety bonus.
Hot water accounts for a big chunk of your utility bill, so tackling this often-overlooked setting is a no-brainer. Lowering the temperature also helps your water heater last longer by reducing mineral buildup and corrosion. Over time, this simple tweak could save you from an expensive repair or replacement. It’s one of those small changes with a big payoff, and once it’s done, you’ll never have to think about it again.
2. Use blackout curtains to cut down on heating and cooling costs.
Blackout curtains aren’t just for blocking out light—they’re surprisingly effective at regulating your home’s temperature, according to The Spruce. In the summer, they keep the sun’s heat out, and in the winter, they help retain the warmth indoors. By reducing the workload on your heating and cooling systems, you’ll notice a drop in your energy bills.
If you live in an area with extreme temperatures, this hack can make a noticeable difference. And they’re not just practical—they also add a touch of style and privacy to your space. The best part? You don’t have to splurge on fancy window treatments.
3. Unplug electronics when they’re not in use to avoid ‘phantom’ energy drain.
You’d be surprised how much energy is wasted by electronics that are turned off but still plugged in, according to Until. Devices like TVs, game consoles, and even phone chargers draw a small amount of power just by being connected to an outlet. It might not seem like much, but it adds up over time.
An easy fix is to use power strips and turn them off when your devices aren’t in use. Smart power strips can do this automatically, so you don’t even have to think about it. The savings might start small, but considering how many gadgets we all have, they quickly build up—and every dollar saved is a dollar earned.
4. Switch to LED light bulbs to save money on electricity.
LED bulbs use up to 80% less energy than traditional incandescent bulbs and last significantly longer. While the upfront cost might be higher, you’ll quickly recoup the difference through lower energy bills and fewer replacements. It’s a classic example of spending a little to save a lot.
Swapping out the bulbs in high-use areas, like the kitchen or living room, is a great place to start. Once you see the difference, you’ll probably want to replace bulbs throughout your home. And with all the color and brightness options available today, you don’t have to sacrifice ambiance or style to save.
5. Cook in batches to reduce food waste and save on groceries.
Batch cooking isn’t just for meal prep fanatics—it’s a smart strategy for anyone looking to save time and money. By preparing large portions of meals like soups, stews, and casseroles, you can stretch ingredients further and avoid the temptation of expensive takeout. Plus, having ready-made meals in the freezer is a lifesaver on busy days.
It also cuts down on food waste, which is like throwing money straight into the trash. You’ll find that with a bit of planning, you can make your grocery budget go much further. And honestly, knowing dinner is already sorted makes life a whole lot easier.
6. Install a programmable thermostat to manage heating and cooling efficiently.
A programmable thermostat lets you set a heating and cooling schedule that fits your lifestyle. You can keep your home cozy when you’re there and save energy when you’re not. Many models even offer smartphone control, so if your plans change, adjusting the temperature is just a tap away.
This small device can lead to significant savings over time. You won’t be paying to heat or cool an empty home, and you’ll avoid the temptation to blast the HVAC when you get home to an uncomfortable space.
7. Make your own cleaning supplies to save on household expenses.
Store-bought cleaning products can eat into your budget quickly, especially if you like to keep your home spotless. The good news is, you can make effective cleaners with ingredients you probably already have—like vinegar, baking soda, and lemon juice.
DIY cleaners aren’t just cheaper—they’re often better for your health and the environment. You’ll avoid harsh chemicals and still get a sparkling clean home. Once you start, you might never go back to store-bought products.
8. Use a clothesline instead of a dryer to cut down on energy use.
Your dryer is one of the biggest energy hogs in your home. When the weather cooperates, hanging your clothes to dry is a simple way to cut down on utility costs. It’s not just about saving money—air-drying also helps your clothes last longer by being gentler on fabrics.
If a full clothesline setup isn’t practical, consider a drying rack for indoor use. Even switching to air-drying for a few loads each week can make a noticeable difference on your energy bill. And there’s something satisfying about the fresh scent of air-dried laundry.
9. Fix leaky faucets to prevent water waste and lower utility bills.
A dripping faucet might seem harmless, but it can waste gallons of water over time—water you’re paying for. Fixing leaks is often as simple as replacing a washer or tightening a connection, making this an easy and affordable home improvement.
Beyond saving money, fixing leaks is an environmentally friendly move. Water is a precious resource, and keeping it from going down the drain (literally) is good for both your wallet and the planet.
10. Shop secondhand for home goods and décor to save big bucks.
You don’t need brand-new items to make your home look and feel great. Thrift stores, online marketplaces, and garage sales can be treasure troves of affordable finds. Whether you need furniture, décor, or kitchen gadgets, buying secondhand can save you a lot of money.
Not only will you find unique pieces with character, but you’ll also keep more cash in your wallet. Plus, shopping secondhand is a more sustainable choice, giving items a second life and reducing waste.
11. Take shorter showers to lower your water and energy bills.
Long, hot showers feel great, but they can quickly drive up your utility costs. By trimming just a few minutes off your daily shower, you’ll save water and reduce the energy needed to heat it.
Installing a low-flow shower head can enhance these savings even more. You’ll maintain good water pressure while using less water. It’s a small change, but it adds up over time—especially if you’ve got a family of shower enthusiasts.