Riley Clendenin

Riley Clendenin, a passionate guitarist who loves teaching, is on a mission to boost the Financial IQ of Millennials and Gen Z alongside his dad. Growing up in a family that valued both creativity and financial savvy, Riley learned early on that managing money wisely is a superpower—one that opens doors to freedom, opportunity, and peace of mind. Through engaging stories, practical advice, and real-world insights, Riley helps his generation build strong financial foundations without sacrificing the joy of living in the moment. Riley’s goal is simple: make money management approachable, relatable, and empowering for today’s young adults.

Genius Grocery Hacks to Keep Your Wallet and Your Taste Buds Happy

February 27, 2025 by Riley Clendenin

Smart shopping strategies can stretch your grocery budget without cutting corners.

Grocery shopping can feel like an Olympic sport, especially when you’re trying to balance quality with cost. Every aisle is packed with tempting displays, colorful packaging, and deals that might not be as good as they seem. It’s easy to walk in with a budget and walk out with an empty wallet and bags full of things you didn’t need. But with a few clever tricks, you can save a surprising amount of money without sacrificing the quality of your meals.

The good news is that saving money at the grocery store doesn’t mean settling for instant noodles and canned beans. You can still fill your cart with fresh produce, quality meats, and tasty treats—all while keeping your budget intact.

These genius grocery hacks will help you navigate your next shopping trip like a pro, turning every dollar spent into real value.

Proven Strategies to Retire Early While Living a Nomad Life

February 27, 2025 by Riley Clendenin

Retire early as a digital nomad with these 12 life-changing strategies.

Imagine waking up on a beach in Bali, sipping coffee with your laptop open, and realizing you’ve cracked the code to retiring early. Becoming a digital nomad isn’t just a pipe dream – it’s a reality for thousands, and you could be next.

The world of remote work and location independence has exploded, giving people the freedom to travel the globe while earning a living. But achieving early retirement as a digital nomad isn’t about luck – it’s about strategy, discipline, and a solid plan. In this article, we’ll walk you through twelve proven strategies that will help you retire early as a digital nomad, living life on your terms.

Fresh and Frugal Wedding Trends That Prove Gen Z Is Ditching Tradition

February 27, 2025 by Riley Clendenin

Young couples are rewriting wedding rules to save money and express their true selves.

Weddings aren’t what they used to be, and that’s a good thing. Young brides and grooms are boldly breaking free from age-old traditions, crafting weddings that are both meaningful and budget-friendly. Instead of sinking into debt or caving to societal pressures, this generation is prioritizing experiences, authenticity, and financial sense. They’re proving that a beautiful, unforgettable wedding doesn’t need to cost a fortune—or follow the conventional playbook.

For these couples, personalization is key. They’re swapping lavish venues for backyard celebrations, opting for DIY over pricey vendors, and finding clever ways to make their big day unique without the big price tag. Their creative approaches are not only saving them money but also setting fresh trends that are catching on fast. If you’re curious about how Gen Z is redefining the wedding scene, here are 11 frugal trends worth knowing.

11 Cryptocurrency Basics That WIll Make You an Informed Investor

February 27, 2025 by Riley Clendenin

Investing in cryptocurrency doesn’t have to feel like decoding a secret language.

Cryptocurrency has exploded into the mainstream, tempting everyday investors with stories of massive gains and groundbreaking technology. But if you’ve ever found yourself nodding along to a conversation about blockchain while secretly wondering what on earth it means, you’re not alone.

The world of digital currency can be intimidating, but understanding the basics is easier than you might think—and it can make all the difference between a wise investment and a costly mistake.

You don’t need to become a tech genius or a market analyst to start investing smartly in cryptocurrency. You just need a solid foundation in the essentials. Understanding how digital wallets work to knowing why market volatility is such a big deal, these 11 cryptocurrency basics will give you the confidence to make informed decisions without feeling lost in the crypto hype.

From Boardrooms to Ballots Baby Boomer Still Shape Gen Z’s World

September 3, 2025February 27, 2025 by Riley Clendenin

Baby boomers’ influence on Gen Z is more powerful than ever.

Baby Boomers aren’t just sitting in rocking chairs reminiscing about the past—they’re still shaping the world that Gen Z is stepping into. With decades of experience under their belts, Boomers have maintained a steady grip on the levers of power, guiding everything from politics to pop culture.

You might think the generational gap would widen over time, but instead, Boomers’ influence is still making ripples in Gen Z’s everyday life, often in surprising ways.

While the world changes rapidly, many foundational elements remain grounded in Boomer ideals. Gen Z may be driving trends on TikTok and advocating for change, but the boardrooms, policies, and cultural frameworks they operate within often still bear the fingerprints of their grandparents’ generation.

It’s a fascinating push-and-pull dynamic, showcasing just how deeply the Boomer legacy is woven into the modern world—sometimes as a blessing, other times as a hurdle.

Compound Interest Strategies That Will Blow Your Mind and Boost Your Wealth

February 27, 2025 by Riley Clendenin

Discover how compound interest can transform your financial future.

Compound interest isn’t just a fancy finance term—it’s a powerful wealth-building tool that can change the trajectory of your financial future. By allowing your earnings to generate their own earnings, it creates a snowball effect that can significantly increase your savings over time. The best part? You don’t need to be a financial expert to take advantage of it—just a little bit of strategy and consistency.

Whether you’re starting with a modest savings account or exploring more advanced investment options, understanding the nuances of compound interest can help you make smarter financial decisions. With the right approach, you can watch your wealth grow while putting in minimal effort.

Here are 13 mind-blowing strategies to harness the magic of compound interest and boost your financial well-being.

Why the ‘Sober Curious’ Lifestyle Might Be the Financial Hack You Need

February 25, 2025 by Riley Clendenin

You might be surprised how ditching alcohol can give your wallet a much-needed break.

Have you ever looked at your bank statement and wondered where all your hard-earned money went? You might be shocked to learn how much of it gets funneled into your drinking habits—whether it’s happy hour cocktails, bottles of wine at home, or those late-night impulse buys fueled by liquid courage. The ‘sober curious’ movement, which invites people to rethink their relationship with alcohol without committing to lifelong sobriety, has a lot more to offer than just clear-headed mornings.

One of its biggest perks? Major financial savings. While many people join the movement to improve their health or gain mental clarity, the unexpected bonus is watching their bank accounts grow. Here are ten surprising ways choosing a booze-free lifestyle can help you save money—sometimes in ways you’d never expect.

11 Simple Home Hacks to Save $200 a Month—Without Sacrificing Comfort!

February 25, 2025 by Riley Clendenin

Saving money at home doesn’t mean giving up your creature comforts.

If you’re tired of watching your hard-earned cash slip through your fingers every month, it’s time to get creative at home. The good news? You don’t have to turn your life upside down or embrace extreme frugality to save a solid $200 a month. Small, smart changes can make a big difference—and they won’t leave you shivering in the dark or eating instant noodles every night. These 11 simple home hacks will not only help you trim your budget but also keep your home cozy and comfortable. Check them out, and start putting that extra cash toward something you actually enjoy.