Just because your parents believed it doesn’t mean you have to keep pretending it’s true.

Millennials came of age in a financial system that promised success through hustle, sacrifice, and a little blind faith. They were told that hard work always pays off, homeownership is the dream, and debt is just part of growing up. But Gen Z isn’t buying it. Raised in the fallout of recessions, climate anxiety, and student debt explosions, they’ve learned to spot a rigged game—and they’re not afraid to call it what it is.
This generation isn’t just rejecting the outdated advice—they’re rewriting the rules. They’d rather invest in mental health than grind themselves into burnout. They’re questioning how we define success, wealth, and security. And they’re not interested in following a financial blueprint that’s already failed millions. These 13 money myths shaped an entire generation’s beliefs—but Gen Z is walking the other way, and honestly, it’s about time.